Can I deposit a third party IRS check?

Many banks, check-cashing stores and even convenience stores will cash your third-party IRS check because they know the check is valid. The person the IRS issues the check to must sign the endorsement area and write “Pay to the order of”, followed by the name of the third-party person.

Can I cash someone else’s tax refund check?

You can have someone else cash your refund check if you follow regular banking policies. The process is not complex and is the same for all types of checks written to you. However, anyone can attempt to duplicate these steps if your check falls into the wrong hands.

Will any bank cash a federal tax return check?

Any U.S. bank or credit union can cash your federal refund check because it is drawn on the U.S. Treasury. Some banks charge non-members a fee of $4 to $10 for the service, but it would be free where you have an account.

Can I deposit a check made out to me and someone else?

If the check is issued to two people, such as John and Jane Doe, the bank or credit union generally can require that the check be signed by both of them before it can be cashed or deposited. If the check is issued to John or Jane Doe, generally either person can cash or deposit the check.

Can I deposit my brothers check in my account?

Sorry! You can deposit a check made out to someone else in your own bank account if the payee endorses the check over to you. They will need to write “Pay to ” on the back of the check and sign it.

Where can I cash my IRS check without a bank account?

If you don’t have a bank account, here are a few check-cashing options to consider.

• Walmart. Cashing fee: Up to eight dollars.
• Local banks. Cashing fee: Five to 20 dollars.
• Check cashing stores. Cashing fee: Up to three percent.
• PayPal. Cashing fee: Free.
• Ingo Money. Cashing fee: Up to one percent.

How can I cash my IRS check without a bank account?

Cash it at the issuing bank (this is the bank name that is pre-printed on the check) Cash a check at a retailer that cashes checks (discount department store, grocery stores, etc.) Cash the check at a check-cashing store. Deposit at an ATM onto a pre-paid card account or checkless debit card account.

What is a third-party IRS check?

A third-party IRS check is a refund check issued to one taxpayer who signed it over to a different person by endorsing the back of the check with a signature. The new check holder may then receive the funds by cash or deposit by any institution that honors third-party checks.

Does my bank have to cash my tax refund?

However, if you have a bank account, your bank should cash an income tax check without charging you for the privilege. Keep in mind that banks with which you do not have an account have no obligation to cash a tax refund check.

Can I cash a joint account tax refund check?

Joint Accounts and IRS Checks If you have a joint account, the co-owner can cash your refund check on your behalf. Most banks will allow this if both parties sign the check. If you are unavailable to sign, it’s possible for your account co-owner to deposit the check into the account with just one signature and withdraw cash at an ATM.

How long does it take to cash a refund check?

IRS Refund Check Cashing Rules. The IRS doesn’t specify exactly how you can cash a tax refund check. It does point out that paper checks are currently issued only when direct deposit is unavailable, and that issuance of a paper check may result in refund delays of up to 10 weeks.