FAQ

Can a car be registered in one name and insured in another in India?

Can a car be registered in one name and insured in another in India?

No it can’t be. Insurance is generated based on either Invoice or the registration details so it would bear exact same details.

Can car insurance be under someone else’s name?

Can someone else insure my car if the title is under my name? Generally, no. A person cannot get an auto insurance policy on a car that they do not legally own unless they can prove to the insurance company that they have an insurable interest in the vehicle.

Can I have insurance and registration with different names?

Ans: No. You cannot transfer the RC or registration certificate of your car to someone else’s name without a vehicle insurance policy. This is because car insurance is one of the documents to be submitted to the RTO to get your four wheeler’s RC transferred.

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Can a car be jointly registered?

In the case of a car, the title lists both the owner and the co-owner together as equal owners. Joint ownership of a car has its pros and cons, but it makes no difference whether just one of the owners is listed on the car’s insurance or registration for administrative purposes.

Do both owners of a car need insurance?

Generally, whoever is the titled owner of a car needs to be the one to insure it. Car insurance companies want to make sure the primary policyholder has what’s called insurable interest in the car they’re insuring. Insurable interest essentially means you have a reason to insure a vehicle.

Can two people insure the same car?

Can two people insure the same car? Yes, two different people can insure the same car at the same time. Ways you can get insured on someone else’s car include: Take out a non-owner car insurance policy that covers you to drive the car named in the policy, according to the insurer’s terms and conditions.

Can car be owned by 2 people?

You cannot have joint ownership. there might be different ways to finagle your way through this by first having it in your name then transferring the car or whatever. but those are all illegal or quasi legal ways. so legally NO you cannot be a joint owner.

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Can I insure my car in my husbands name?

Can I insure a car that’s already insured by someone else? Yes, you can take out an insurance policy on a car that’s already insured by someone else.

Can boyfriend and girlfriend have same car insurance?

Most insurers allow you to add a significant other, such as a boyfriend, girlfriend, fiancé, or domestic partner, to your car insurance policy if you live together. With most insurers, unmarried couples can share a joint car insurance policy or add each other as listed drivers to separate policies.

Is it possible to be registered in car two names in India?

No it is not possible to be registered in car two names in India . Because the Engine No and chassis No is different. Follow this SEO checklist to grow your organic traffic. It helped us grow our blog traffic to over 640,000 monthly search visits.

Should your auto insurance policy be in the same name?

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Your auto insurance policy should be made out to the same name as your vehicle registration. Safeguard your identity and, for safety’s sake, don’t let uninsured drivers operate your automobile. If they cause an accident while driving your personal car, the financial results could be disastrous for everyone involved!

How much does it cost to register a car in India?

In General Temporary Registration Fees (valid for 1 month) is in range of Rs 1500 to Rs 2500 » Road Tax – Slabs mentioned in Table as Taxes applicable to payable to State Government for registering Vehicle in State

Can You insure a car in someone else’s name but not drive it?

While it is certainly possible for one person to insure a vehicle in her name but not drive it, the name on the insurance policy and the vehicle registration should match. If the driver is in a car accident, and none of the documents in the car match the driver’s personal information, the auto insurance company might deny payment of the claim.