Can I get credit card if my salary is 30000?

Applicant must be between age of 21-60 Years for Salaried. Applicant must be age of 21-65 Years for Self Employed. The Minimum income salary for this card is Rs. 30000 p.m. for Salaried.

How is credit card limit decided in India?

The available credit limit is the available credit on your card for spending, after all your earlier spending at that particular time. So on a card that has a total credit limit of Rs 50,000, if you have spent Rs. 15,000 already, then your available credit limit is Rs. 35,000.

Who qualifies for a credit card?

Basic requirements to get a credit card

• Be at least 21 years old or 18 with either a parent’s permission or a verifiable source of income.
• Have a Social Security number.
• Have a source of income.
• Have a positive credit history.
• Start earning rewards.

What salary should I put for credit card?

A good annual income for a credit card is more than $39,000 per annum for a single individual or $63,000 per year for a household. Anything lower than that is below the median yearly earnings for Americans. However, there’s no official minimum income amount required for credit card approval in general.

What are the requirements to get a credit card in India?

The maximum age requirement also differs, and it generally goes up to 60 years. Annual salary: Your annual income determines if you’re eligible for a particular card. The minimum salary required to apply for a credit card in India is around Rs.3 lakh p.a.

What is the minimum income requirement for SBI credit card?

Minimum Income Requirement for Different SBI Credit Cards Credit Card Minimum Income SBI SimplyCLICK Credit Card Rs. 20,000 p.m. SBI SimplySAVE Credit Card Rs. 20,000 p.m. SBI Card PRIME Rs. 32,000 p.m. SBI Card ELITE Rs. 60,000 p.m.

What are the requirements to apply for a credit card?

Age – You will need to be minimum 18 years of age to apply for a Credit Card. Even if you are an add-on Credit Card holder, the age limit needs to be met. Anyone meeting this criteria becomes eligible for a Credit Card. Income – Each bank has a specified minimum income set by them as an eligibility criteria.

How to check credit card eligibility online?

You can check your Credit Card eligibility online through a Credit Card eligibility checker. We have listed down few points that can assist you with checking your eligibility for a Credit Card: Age – You will need to be minimum 18 years of age to apply for a Credit Card.