What should I do if someone scratched my parked car?

The takeaway. If your car is hit while parked, it’s important to document the damage and file a claim with your insurance company. Each state sets a dollar amount to determine when you should file a police report. In most cases, damages over $1,000 require filing an official accident report.

What happens when you hit a parked car?

Even if there is very little or no visible damage, it’s a good idea to report the accident. You should also leave a note with your name, phone number, driver’s license number and license plate so that the driver of the other vehicle can contact you should there be any issues.

What happens if someone hits your parked car and stops?

If someone hits your parked car and remains at the scene, treat this as any other car accident. If they leave a note, or worse, escape the scene, you have to search for evidence. If you have collision coverage or uninsured motorist property damage coverage, you’ll be covered by your car insurance policy.

What to do if someone hits your car without leaving a note?

Hit-and-run accident with my parked car If someone hit your parked car and left without leaving a note, the first thing to do is check for witnesses or security cameras at the scene. Ask pedestrians, retailers or residents near where your car was stationed if they saw someone side-swiping your car or remember cars parked near you.

What should you do if your car is hit while unattended?

If you find that your car has been hit while left unattended, the first thing you should do is look for a note. Most notes will be placed in a visible location on your parked car. The most common place to leave a note is under the windshield wiper.

What should I do if my parked car has been damaged?

While discovering your parked car has been damaged while you were away can be upsetting and stressful, having certain auto insurance coverages can help keep a bad situation from getting worse. Contact your local insurance agent to see what coverages are available in your area.