How can I get HDFC Fixed Deposit?
Table of Contents
How can I get HDFC Fixed Deposit?
A.
- Login to HDFC Bank net banking portal by entering the userID and password.
- On the left side, click on ‘Enquire’ option.
- Under ‘Enquire’ option select “Download Historical Statement”
- Choose the account, select the time period and then select ‘PDF’ as the format and click on “Download”
How does HDFC Fixed Deposit work?
HDFC Bank offers Fixed Deposit in flexible tenures ranging from 7 days to 10 years. While FDs are fixed for an agreed tenure, you can take a loan against it when you need funds. The benefit is that your FD continues to earn interest, you don’t have to prematurely withdraw your FD, and end up paying a penalty.
How can I get HDFC Fixed Deposit Online?
Via NetBanking
- Step1. Login to NetBanking using your NetBanking ID and Password.
- Step2. Select TDS Inquiry under Request option on the left hand pane.
- Step3. Select the Financial Year and Quarter for which the certificate is required.
- Step4. Click on Continue and Confirm.
Which Fixed Deposit is best in HDFC Bank?
HDFC Bank FD rates: Deposits Below Rs. 2 crore
| Period | Interest Rate for Deposits Below Rs.2 crore | |
|---|---|---|
| General Public | Senior Citizens | |
| 46 days to 60 days | 3.00\% | 3.50\% |
| 61 days to 90 days | 3.00\% | 3.50\% |
| 91 days to 6 months | 3.50\% | 4.00\% |
What is maturity in FD?
The maturity amount is what one gets at the end of the FD tenure. It consists of the total interest earned on the principal (deposit amount).
Can I pay monthly for FD?
Yes, you can get monthly interest with monthly income FD scheme.
What is the current FD rate of HDFC?
6.25\%
HDFC Bank FD Interest Rates for Domestic Below Rs.2 crore
| Period | General Public Rates (p.a.) | Senior Citizens Rates (p.a.) |
|---|---|---|
| 1 year 1 day to 2 years | 4.90\% | 5.40\% |
| 2 years 1 day to 3 years | 5.15\% | 5.65\% |
| 3 years 1 day to 5 years | 5.30\% | 5.80\% |
| 5 years 1 day to 10 years | 5.50\% | 6.25\% |
What is the minimum amount for FD in HDFC?
The minimum amount required for a fixed deposit investment in HDFC Bank fixed deposit is Rs. 5,000.
How is FD calculated?
It is calculated by multiplying the principal, rate of interest and the time period. The formula for Simple Interest (SI) is “principal x rate of interest x time period divided by 100” or (P x Rx T/100).